Puyallup Chapter 13 Bankruptcy Lawyer Erin M. Lane has helped hundreds of fellow Washington State residents with filing for Chapter 13. Having the necessary experience with bankruptcy filings, courts, and procedures, you can be sure the process will be as smooth as possible.
The best way to see a chapter 13 bankruptcy is as a court-approved payment plan for your outstanding debts. The goal of hiring an attorney now is to establish a foundation based on experience to avoid making any mistakes in the process. Because the first thing an attorney will do is help you figure out if you can file for Bankruptcy Chapter 13 or not.
One of the first indications that Chapter 13 is your best option is the abundance of disposable income. That being the amount of income you have left over from paying the necessities of your household. The main goal of working with this type of bankruptcy is to settle your debt in a period of three to five years maximum. By allocating part of that monthly payment to some debts and discharging others, your attorney will help you get out of debt.
If you are currently in foreclosure and you’d like to avoid losing your home, Chapter 13 might be a good option. Again it all depends on many factors, which are all part of the “Free Consultation” process we are known for. This is why Chapter 13 cases are referred to as “Home Savers”, the filing with the courts will stop the foreclosure in its tracks.
People who have gathered enough knowledge to know the difference between the several different types of bankruptcy procedures are usually ready to sit down with a professional attorney with years of experience. Use our free consultation as a stepping stone into a debt free life, call Erin M. Lane or have him call you today.